Last Updated: March 19, 2026
D & S LIFE, LLC ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Submit a funding application
- Contact us through our website
- Subscribe to our communications
- Register for updates or newsletters
This information may include:
- Name and contact information (email address, mailing address)
- Business information (business name, industry, revenue)
- Financial information (bank statements, tax returns, credit history)
- Other information relevant to your funding application
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address and browser type
- Operating system and device information
- Pages visited and time spent on our site
- Referring website addresses
How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding applications
- Communicate with you about our services
- Provide customer support and respond to inquiries
- Improve our website and services
- Comply with legal obligations and prevent fraud
- Send marketing communications (with your consent)
SMS & Text Message Communications
SMS Opt-In and Consent:
If you consent to receive SMS/text messages from D & S LIFE, LLC, we may send you recurring marketing and promotional messages about our financial products and services using an automated telephone dialing system (ATDS). By opting in, you agree to receive these messages at the mobile number you provided.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Costs: Message and data rates may apply depending on your mobile carrier plan.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help: For help or more information, reply HELP to any message or contact us at dwayne@d-s-life.com.
Consent is NOT a condition of purchase. You do not need to consent to SMS communications to apply for or receive funding from D & S LIFE, LLC.
Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our business, such as:
- Payment processors and financial institutions
- Credit reporting agencies and underwriting partners
- Technology and hosting providers
- Marketing and analytics services
These service providers are contractually obligated to protect your information and use it only for the purposes we specify.
Legal Requirements
We may disclose your information when required by law, such as:
- In response to a subpoena, court order, or legal process
- To comply with regulatory requirements
- To protect our rights, property, or safety
- To prevent fraud or illegal activity
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
Mobile Information Sharing:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Data Security
We implement industry-standard security measures to protect your personal information, including:
- Encryption of sensitive data during transmission (SSL/TLS)
- Secure storage of financial and personal information
- Regular security assessments and updates
- Access controls limiting employee access to personal data
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Your Rights and Choices
You have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Opt-Out: Unsubscribe from marketing emails or SMS messages at any time
To exercise these rights, contact us at dwayne@d-s-life.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device that help us:
- Remember your preferences and settings
- Analyze website traffic and usage patterns
- Deliver relevant content and advertising
You can control cookies through your browser settings. Disabling cookies may limit certain features of our website.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
D & S LIFE, LLC
6065 Channingway Blvd
Columbus, OH 43232
Email: dwayne@d-s-life.com